Financial Planning

Comprehensive Financial Planning Services

At Stitzel CPA & Wealth Management, we provide tailored financial planning services designed to meet your unique goals and aspirations. Our experienced team collaborates with you to develop a strategic financial roadmap, addressing all aspects of your financial life—from investments to retirement planning.

Individual Financial Planning

Our financial planning services thoroughly analyze your income and spending habits, allowing us to create customized recommendations for cash flow management and budgeting. We help refine your retirement goals and assess the savings needed to achieve them, ensuring you have a comprehensive strategy.

Retirement Planning

Our retirement planning services help you prepare for a secure and comfortable retirement by determining your cash requirements and establishing retirement plans tailored to your needs. We assist in planning for withdrawals and maximizing your Social Security benefits, ensuring your income needs are met throughout your golden years.

Investment Strategies

We design and implement investment strategies that align with your risk tolerance and financial objectives, focusing on maximizing potential returns while effectively managing risk. Our approach considers market trends and your unique situation, providing a customized investment plan to help you reach your goals.

What we are good at

Tax Liability Management

Integrating tax strategies into your financial plan helps minimize tax liabilities and enhances overall financial success.

Estate Planning

We assist in creating estate plans that reflect your wishes, providing peace of mind regarding asset distribution and tax implications.

Estates and Trusts

Our estate planning services focus on creating tailored recommendations to meet your financial obligations upon death. We assess tax and probate considerations associated with different forms of property ownership and guide asset titling.

Employee and Business-Owner Planning

We assess employee benefits like equity, fringe, and insurance, focusing on their tax implications for employers and employees. We also work with business owners to align business decisions with personal financial goals.

Frequently Asked Questions

What are financial planning services?

Financial planning services involve creating a comprehensive strategy to manage your finances, including budgeting, investing, retirement planning, and tax strategies, all tailored to help you achieve your financial goals.

Why is financial planning necessary?

Financial planning is crucial as it provides a clear roadmap for achieving your financial objectives, helps manage risks, ensures effective use of resources, and promotes financial stability and security for the future.

How do I choose the right financial planner?

When selecting a financial planner, consider their qualifications, experience, services offered, and client reviews. Finding someone whose approach aligns with your financial goals and values is also essential.

How often should I review my financial plan?

It is advisable to review your financial plan at least once a year or whenever significant life events occur, such as marriage, the birth of a child, job changes, or nearing retirement, to ensure it remains aligned with your goals.

What can I expect during the financial planning process?

During the financial planning process, you can expect an initial consultation to discuss your goals and financial situation, followed by a thorough analysis and a customized plan that addresses your needs and aspirations.